EQUITIS MORTGAGE GROUP SERVICES

NEW TO CANADA

Immigrating to Canada

You’ve arrived in a new country with hopes and dreams. If you’re an immigrant, one of these dreams is to own a home, and what better way to put down roots.

The first thing you want to do is open a bank account and start building credit as soon as possible with a credit card. Fortunately, there are also programs Equitis Mortgage Group has access to in order to help new Canadians purchase their first home and make it easier for your family to become established in Canada. The new to Canada programs will assist you with getting into home ownership sooner than you think.

Here is a list of documentation required

Valid Work Permit

Valid work permit or verification of landed immigrant status.

Income Confirmation

You will need to provide proof that you have been working full time in Canada for at least three months. Proof of income through either an employment contract and pay stubs.

Proof of down payment

The total down payment will vary based on the final purchase price. The down payment can come from your own savings or it may be possible for your family to provide you with a gift. CMHC will insure newcomers with permanent resident status with as little as 5% down, while non-permanent residents must have a 10% down payment to purchase a home.

Purchase and Sale Agreement

Purchase and Sale Agreement.

What People Have To Say

Check out what people are saying about Equitis Mortgage Group

  • Melissa Abunnadi
    Purchasing our home was made easier with the help of Okhtay! This was our first home purchase and he was incredibly professional and thorough with every aspect of his work. He explained the steps of the process, he was always quick to respond, and I felt confident he was putting 110% into us as clients. He is excellent to work with and I highly recommend him as your mortgage broker for your next real estate purchase!
    Melissa Abunnadi
  • Julien Manac'h
    Being a first time home buyer meant I was completely new to the whole mortgage process. Okhtay guided me through each step seamlessly, explaining my various options along the way, getting me the best rate, and making sure I felt informed and comfortable throughout each decision.

    Not only that; anytime I had any questions, he was a phone call away. I could not recommend Okhtay more. In fact, when my sister needed a mortgage, I made sure he was the one to do it!

    Thanks for all your help! You made a stressed, first time home buyer feel at ease. The hardest part of the whole process was walking through the front door!
    Julien Manac'h
  • Romain Penet
    I chose to deal with Okhtay when purchasing my first home after meeting with a few different mortgage brokerages. He was very easy to deal with and did a great job leading me through the process. I didn’t know anything about mortgages, but his professionalism and knowledge made me feel very confident with my investment. I am very happy with the service he provided and have since recommended them to all of my friends and extended family.
    Romain Penet
  • Daniel Margarit
    My experience working with Okhtay was great. I was a first-time home buyer and he was unbelievably helpful. Okhtay made the mortgage process feel so much less-stressful and he took care of so many details and factors that I wasn’t even aware of. His expertise and experience in mortgages helped me learn so much, but also he helped me secure the best options and products for my purchase. I would highly recommend Okhtay as Vancouver’s top mortgage specialist.
    Daniel Margarit
  • Nitesh Verma
    Working with Okhtay was a stress free experience. He was great at educating me with the process and making it as seamless as possible. Being able to find me better then standard interest rates was a great bonus to the already amazing service I received.
    Nitesh Verma

Latest News & Articles

Check out our selection of mortgage related news and articles.

October 9, 2019

Real Estate Price Growth Looks Absurd When Compared To Bubbly US Cities

Canadian real estate prices have been distorted by a massive overextension of credit. Just how bad has it become? The view is always tricky from inside the bubble, so let’s compare them to our neighbors down south.
September 11, 2019

Canadian Real Estate Price Growth Looks Absurd When Compared To Bubbly US Cities

Canadian real estate prices have been distorted by a massive overextension of credit. Just how bad has it become? The view is always tricky from inside the bubble, so let’s compare them to our neighbors down south.
September 11, 2019

Political Unrest in Hong Kong is Bad News for Vancouver Millennials

With political upheaval in Hong Kong, which has seen millions take to the streets to protest an extradition law with Mainland China, speculation is rampant that a rush of new residents will make their way to Vancouver.

Book Your
Consultation
Today

Let us work for you and do all the heavy lifting. All you have to do is let us know what your goals and preferences are!

call to book your consultation