EQUITIS MORTGAGE GROUP SERVICES

Pre-Approval

Pre-Approval Planning

Getting a pre-approval before shopping for a new home should be your first priority! Yes, even BEFORE you consult with your realtor. You need to be aware of your maximum purchasing power before spending the time finding your dream home. With a pre-approval, we will be able to determine the maximum amount you could borrow with all circumstances considered.

In order to get pre-approved for a mortgage, an Equitis mortgage professional inquires a short list of information that will allow us to determine your purchasing power. We will explain to you the benefits of shorter or longer mortgage terms, the latest programs available, the mortgage products that will most likely meet your needs, plus we will discuss all the other costs involved with purchasing your dream home.

Equitis will thoroughly explore all options from our lenders, taking into consideration your finances, credit, and goals & objectives and find the perfect mortgage to compliment you. We will narrow it down to the best solution, while also presenting you with alternative solutions with different benefits.

Equitis will be able to secure a market rate for 90 to 120 days for resale purchase and up to 2 years for pre-sales. You can be assured that at the very least you will have a locked in rate for the time being until you find your dream home. Obtain your pre-approval today… and shop with confidence.

What People Have To Say

Check out what people are saying about Equitis Mortgage Group

  • Melissa Abunnadi
    Purchasing our home was made easier with the help of Okhtay! This was our first home purchase and he was incredibly professional and thorough with every aspect of his work. He explained the steps of the process, he was always quick to respond, and I felt confident he was putting 110% into us as clients. He is excellent to work with and I highly recommend him as your mortgage broker for your next real estate purchase!
    Melissa Abunnadi
  • Julien Manac'h
    Being a first time home buyer meant I was completely new to the whole mortgage process. Okhtay guided me through each step seamlessly, explaining my various options along the way, getting me the best rate, and making sure I felt informed and comfortable throughout each decision.

    Not only that; anytime I had any questions, he was a phone call away. I could not recommend Okhtay more. In fact, when my sister needed a mortgage, I made sure he was the one to do it!

    Thanks for all your help! You made a stressed, first time home buyer feel at ease. The hardest part of the whole process was walking through the front door!
    Julien Manac'h
  • Romain Penet
    I chose to deal with Okhtay when purchasing my first home after meeting with a few different mortgage brokerages. He was very easy to deal with and did a great job leading me through the process. I didn’t know anything about mortgages, but his professionalism and knowledge made me feel very confident with my investment. I am very happy with the service he provided and have since recommended them to all of my friends and extended family.
    Romain Penet
  • Daniel Margarit
    My experience working with Okhtay was great. I was a first-time home buyer and he was unbelievably helpful. Okhtay made the mortgage process feel so much less-stressful and he took care of so many details and factors that I wasn’t even aware of. His expertise and experience in mortgages helped me learn so much, but also he helped me secure the best options and products for my purchase. I would highly recommend Okhtay as Vancouver’s top mortgage specialist.
    Daniel Margarit
  • Nitesh Verma
    Working with Okhtay was a stress free experience. He was great at educating me with the process and making it as seamless as possible. Being able to find me better then standard interest rates was a great bonus to the already amazing service I received.
    Nitesh Verma

Latest News & Articles

Check out our selection of mortgage related news and articles.

April 28, 2021

March Existing Home Sales in Canada Hit New Record High as New Listing Surge To Unprecedented Levels

Canadian real estate prices have been distorted by a massive overextension of credit. Just how bad has it become? The view is always tricky from inside the bubble, so let’s compare them to our neighbors down south.
April 28, 2021

Bank of Canada Holds Rates Steady, but Pares Bond-Buying Progam

Canadian real estate prices have been distorted by a massive overextension of credit. Just how bad has it become? The view is always tricky from inside the bubble, so let’s compare them to our neighbors down south.

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