EQUITIS MORTGAGE GROUP SERVICES
Rates & TermOptions
Fixed Mortagage Term
A variable rate mortgage often allows the borrower to take advantage of lower rates – the interest rate is calculated on an ongoing basis at a lenders’ prime rate minus or plus a set percentage. For example, if the current prime mortgage rate is 5.5 percent, the holder of a prime minus 0.5 percent mortgage would pay a 5.00 percent variable interest rate.
There will be different prepayment privileges depending on the lender and the mortgage product. Sometimes there will be a prepayment penalty that must be factored in. In many cases though, the lender will have prepayment options or waive the penalties. Rates on a closed term will be lower that an open term.
Working with us means you will have our full support right from the start and throughout the life of your mortgage and beyond!
Access to hundreds of banks, lenders, and mortgage options to offer you the best solutions and rates!
Our wealth of experience and knowledge means we will help you realize your financial and lifestyle goals.
Respect. Honesty. Trust. We take the initiative to help you get ahead and take advantage of the ever-changing market.
Your bank will only be able to offer your their products.
Your bank will send your renewal letter a few months before your term is up, ignoring the change in rates and options that happened throughout your term.
Your bank will not go out of its way to find the best options. Their focus is to keep your business with them.
WE ARE PROUD OF OURSTATISTICAL RESULTS
Clients Serviced on Average a Year
Billion in Mortgage Funding Secured Lifetime
What PeopleHave To Say
Check out what people are saying about Equitis Mortgage Group
Purchasing our home was made easier with the help of Okhtay! This was our first home purchase and he was incredibly professional and thorough with every aspect of his work. He explained the steps of the process, he was always quick to respond, and I felt confident he was putting 110% into us as clients. He is excellent to work with and I highly recommend him as your mortgage broker for your next real estate purchase!
Being a first time home buyer meant I was completely new to the whole mortgage process. Okhtay guided me through each step seamlessly, explaining my various options along the way, getting me the best rate, and making sure I felt informed and comfortable throughout each decision.
Not only that; anytime I had any questions, he was a phone call away. I could not recommend Okhtay more. In fact, when my sister needed a mortgage, I made sure he was the one to do it!
Thanks for all your help! You made a stressed, first time home buyer feel at ease. The hardest part of the whole process was walking through the front door!
I chose to deal with Okhtay when purchasing my first home after meeting with a few different mortgage brokerages. He was very easy to deal with and did a great job leading me through the process. I didn’t know anything about mortgages, but his professionalism and knowledge made me feel very confident with my investment. I am very happy with the service he provided and have since recommended them to all of my friends and extended family.
My experience working with Okhtay was great. I was a first-time home buyer and he was unbelievably helpful. Okhtay made the mortgage process feel so much less-stressful and he took care of so many details and factors that I wasn’t even aware of. His expertise and experience in mortgages helped me learn so much, but also he helped me secure the best options and products for my purchase. I would highly recommend Okhtay as Vancouver’s top mortgage specialist.
Working with Okhtay was a stress free experience. He was great at educating me with the process and making it as seamless as possible. Being able to find me better then standard interest rates was a great bonus to the already amazing service I received.
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Let us work for you and do all the heavy lifting. All you have to do is let us know what your goals and preferences are!